Top 5 Best Credit Cards You Should Apply Now That Never Get Rejected

Sekh Ashik

3 months ago

A credit card is a small piece of plastic or metal that carries immense power in the world of finance. It allows you to borrow money from a bank or financial institution to make purchases or pay for services. Instead of using cash, you swipe or tap this card, and the bank covers the cost temporarily, with the understanding that you will pay it back.

But here’s where the magic and caution come in: If you pay back what you owe within a certain period, usually around a month, you won’t be charged extra. However, if you delay, interest begins to build, and what started as a simple purchase can grow into a much larger debt.

Credit cards offer convenience and the ability to buy now and pay later, but they also require discipline. They can be a bridge to achieving dreams or a path to financial trouble, depending on how they are used.

Here is Top 5 Credit Card You Should Apply Now That Never Get Rejected

Au Small Finance Bank Credit Card:

1.5% cashback on offline spends
5x Rewards on domestic transaction
Joining Fee (Nil)
Annual fee (Lifetime Free)
Approve rate ( Excellent)

Benefits:

Presenting AU Bank Credit Card, A World Of Limitless Possibilities

100% digital application process
Exciting rewards and cashback benefits
Complimentary Airport/Railway lounge access (on some variants)
Option of Lifetime Free Credit Card (On Some variants)
Additional benefits based on monthly spends er – annual fee waiver

Eligibility criteria

Age group – Salaried 21-60 years, Self Employed – 25-65 Years
Yearly income above Rs. 3,00,000.
Existing Customers of AU Small Finance bank are not eligible.

Apply Now

Quick Link for Apply Au Small Finance Bank Credit Card

2.IDFC FIRST Bank Credit Card

Welcome voucher worth Rs.500 on spending Rs.5000
3x Rewards on online and offline purchases
Joining Fee (Nil)
Annual fee (Lifetime Free)
Approve rate ( Excellent)

Benefits:

Presenting IDFC Credit Card

Lifetime Free Credit Card
Welcome voucher worth Rs.500 on spending Rs.5000 within first 30 days
10x Rewords on monthly spends above Rs.20000
1x Rewards on insurance and utility transaction
No Expiry

Additional benefits

25% Off at movie tickets once a month (Via Paytm)
Free road side assistance worth Rs. 1499
Up to 20% discount across 1500+ resturants and merchants
Insurance protection: Personal Accident Cover, Lost Card Liability Cover
100% digital application process

Eligibility criteria

Age group – Salaried 21-60 years, Self Employed – 25-65 Years
Monthly income more than Rs. 30,000.
Owner of other bank’s credit card with limit above Rs.50,000.
Credit Score – Above 710 with clean past record.

Apply Now

Apply IDFC FIRST Bank Credit Card

3.Axis Credit Card

1% Fuel Surcharge Waiver
Flipkart, Amazon, Zomato, PVR vouchers
Joining Fee (Rs.499)
Annual fee (Rs.499)
Approve rate ( Excellent)

Benefits:

Presenting Axis Credit Card

Choose from multiple Credit Card to suit your Lifestyle
Complimentary airport lounge access ( Some Variants)
Exciting rewards and cashback benefits
Refer FAQ for card specific additional benefits

Eligibility criteria

Age group – Salaried 21-60 years, Self Employed – 25-65 Years
Customers with good credit Score.
Document Required – PAN, Aadhar, Income Proof
Salaried Person Income above Rs. 15000. per month
Salaried with ZERO credit score – Income above Rs.25000 per month
Customer must be within 50Km of their Aadhar of Communication address during Video KYC

Apply Now

Quick Link for Apply Axis Credit Card